Mortgage Calculators
Calculate your monthly payment.
First time Home Buyers
Buying a home is a rite of passage. The American Dream. But it’s also a huge investment—one that merits real research and a trusted partner. That’s where we come in. While this is your first time buying a home, our agents do this every day. At T.A.M.G, we walk you through the process, provide the most accurate numbers, and most importantly, offer real-world insight and advice based on years of local market experience. It is this level of knowledge that will leave you 100% confident in your decision to buy.
Keep these tips in mind.
- Down Payment Isn’t Everything: Set aside 1-3% of your purchase price to cover unexpected fees and expenses.
- Plan Ahead: Specialists recommend holding at least six mortgage payments in the bank in case of emergency.
- DIY to Save: Based on the inspection, you may want to buy the home as-is for a lower.
Calculate your VA Loan monthly payment.
Getting the most out of your VA Loan
With a VA-backed home loan, we guarantee (or stand behind) a portion of the loan you get from a private lender. If your VA-backed home loan goes into foreclosure, the guaranty allows the lender to recover some or all of their losses. Since there’s less risk for the lender, they’re more likely to give you the loan under better terms. In fact, nearly 90% of all VA-backed home loans are made without a down payment.
Lenders follow our VA standards when making VA-backed home loans. They may also require you to meet additional standards before giving you a loan. These standards may include having a high enough credit score or getting an updated home appraisal (an expert’s estimate of the value of your home).
